Premium Finance Insurance Company

As one of the nation's largest privately held insurance premium finance companies, Chelsea specializes in creating custom-tailored lending programs for commercial property and casualty insurance agents. We provide our affiliated agents with the tools to maximize their revenue and optimize their client's cash flow by providing straightforward financing at competitive rates.

Since we are independently owned and operated our business is not riddled with the usual red tape associated with most corporate bureaucracies. In turn, we make signing up and financing with us easy. In just a few simple steps we setup our agents with secured access to our state-of-the-art, encrypted web-based computer system to create and monitor their own financing agreements.

Chelsea understands that our agents are busy dealing with clients who don't have time to waste. Hence, providing world-class customer service is our top priority. We strive to answer every single request within minutes. From open to close, each day, Chelsea is staffed with an all-star team to address and quickly respond to any request, issue, or question.

Our employees are among the most dedicated, knowledgeable, and experienced professionals in the insurance premium finance industry. We work closely with our agents to provide unparalleled guidance, support, and service around the clock, regardless of which part of the country you are in.

What is it?

Insurance premium financing is a short-term loan used specifically to pay for property and casualty insurance. Rather than paying the entire insurance premium up-front you can make monthly payments over the course of the policy.

How does it work?

Once an insurance agent signs up with Chelsea they can immediately begin offering financing options to their clients for all their insurance policies in one premium financing agreement. The insured pays a modest down payment and we fund the remainder directly to the insurance carriers.

The insured simply makes his monthly payments according to the agreement. There are no credit checks since the insurance policy serves as collateral. Thus, we make the application and approval process effortless. It's that simple and straightforward.

Insurance Premium Financing Across the Spectrum

As the nation's pioneering leader in premium finance solutions, we cater to large and small agencies, and finance any dollar amount. Whether the client is a multinational enterprise or a mom-and-pop we make it easy to finance all your property and casualty insurance premiums. We are there from start to finish, from application to agreement, from funding to servicing. We work with every agent on an individual basis to create a custom-tailored program that will meet your specific needs and business goals. Contact us today and see how we can help you.

What makes us the leader?

  • Independently owned and operated
  • Financially sound and stable
  • Proven track record of success
  • Unmatched expertise and experience
  • World-class customer service
  • Industry's broadest range of capabilities
  • Investment in the latest technology
  • Straightforward pricing and terms
  • Flexible payment options
  • Custom-tailored programs