Your Insurance Premium Finance Experts


As one of the largest independently owned and operated insurance premium finance companies in the United States, we have the flexibility and expertise to create a custom-tailored lending program for your specific needs.

#1 Fastest-Growing Privately Held Insurance Company In 2016

Full-Service Approach

Chelsea is with you every step of the way. During each stage of the process you can count on having a dedicated team of experts by your side. Our team takes the time to get to know you and your business in order to customize a lending program that will suit your specific needs and business goals.

One of the ways we have set ourselves apart from the competition is by delivering stellar service. We take great pride when it comes to providing our clients with the highest possible customer service. We continually strive to make each and every interaction friendly and pleasant and are always coming up with new ways to better serve you. Our success is measured by how well we serve our clients.

Opportunities for Agents and Entrepreneurs

As an agent, having the ability to finance your client's premiums will expand your market share and portfolio of services. By providing premium financing you will have the ability to create affordable payment options so your clients can purchase additional coverage that they would otherwise leave on the table.

As an entrepreneur, having the ability to finance your insurance premiums at competitive rates, rather than pay the lump sum in one payment, provides you with the capability to allocate your working capital towards more important business functions such as product development, hiring new employees, marketing and other investments to grow your business.

Not to simply toot our own horn, but our clients are always telling us how much they love working with Chelsea rather than the other guys. Through our full-service approach we build personal relationships that last far beyond cheap rates and a handshake. Since we are independently owned and operated, we have the flexibility to adjust our lending options to keep up with your evolving business model. We help our clients market themselves to find new opportunities and go the extra mile to help retain existing customers.

Whether you are a retail agent or broker, MGA, insurance carrier or wholesaler, contact us and we will have a custom-tailored solution for you. We thank you for the opportunity to serve you.